I have been investing in Marketlend for over 8 years. All investments carry a risk but Marketlend excel in the way they investigate and manage lending opportunities. They even managed to do this through the globally financially difficult times of Covid. Marketlend have provided exceptionally good financial returns and I have no hesitation in recommending them and continuing to invest with them.”
The Future of Investing In
Business Growth
Empowering investors with access to
high-return opportunities while supporting businesses ready to grow
About
Marketlend
After decades in global financial services serving “the big end of town,” the Marketlend team (est. 2014) realised that investors deserve the same funding returns the large players receive.
Marketlend engages experienced portfolio managers from the big end of town to manage and identify investments with strong returns.
Marketlend has built a more natural a highly compliant platform enabling investors to get comfort by using trustees and listed exchanges to secure your investment.
Security & Confidence for Investors
At Marketlend, security is our top priority. We provide a safe, fast, and simple online lending environment designed to protect both borrowers and investors.
For investors, we offer a more secure investment option with insurance and loss protection available on eligible loans.
To strengthen protection, we register personal property interests, secure funded goods or invoices, set up direct debit payments, monitor borrower activity, place them on credit-watch, and audit all documents.
Marketlend ensures transparency, safety, and peace of mind with every investment.
Why Choose Marketplace Lending in Australia?
Marketlend is Australia’s first online marketplace offering investors direct access to credit-worthy businesses in a secure, efficient environment.
By removing the middleman, investors benefit from a faster, simpler process with added protection — including loss protection (Marketlend co-invests and absorbs at least 1% of loan losses) and insurance on eligible loans.
As a stable platform, we offer investors the opportunity for potentially stronger returns while our team works to minimise risk through thorough assessments, monitoring, and shared investment.
Marketlend gives investors a transparent, aligned, and reliable way to participate in marketplace lending.
Invest Now
Providing sophisticated, wholesale and SMSF investors with the opportunity to directly invest in businesses
Strong
Returns
Investments available for an average term of 3 years at yields at 14% p.a. for conservative risk and 18% p.a. for high risk less platform fees of 23% of the rate of return.
Easy
Management
Sell your investment
at any time.
Protected
Investment
Full transparency, first loss protection and risk diversification.
Track Record of Excellence
Our investments have consistently delivered strong returns for our clients.
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Active Investors
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Annual Return
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Client Satisfaction
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Total Investments
What People say about us
Ready to Start Your Investment Journey?
Join hundreds of investors who are already earning attractive returns while supporting businesses
What People say about us
Access the marketplace
ANYWHERE, ANYTIME
through the Marketlend app.
Download now!
Call Us Now
- Office Address
Level 10, 143 Macquarie Street, Sydney NSW 2000
- Office Address
Level 10, 143 Macquarie Street, Sydney NSW 2000
Frequently Asked Questions
Find answers to common questions about investing with Marketlend.
What qualifies as a wholesale investor?
You qualify as a wholesale investor if you meet certain financial or professional criteria, such as:
- Having net assets of at least AUD 2.5 million, or
- Having a gross income of at least AUD 250,000 per year for the last two financial years, certified by a qualified accountant, or
- Being a professional investor (e.g., holding an AFSL, managing investments of AUD 10 million+, or being a listed entity/trust/company meeting size thresholds).
These criteria are set by regulators (such as ASIC in Australia) to determine who can access wholesale investment products.
How is my investment protected?
Your investment is protected through a combination of regulatory compliance, independent custody, and structured legal agreements, security over the investments, and insurance protecting the default of the investments.
Funds are generally held in accounts separate from the company’s operational money, with a recognised, trusted third-party custodian or trustees, Bank of New York Mellon.
This separation ensures that your capital is not directly exposed to business risks. In addition, every investment is governed by clear legal contracts outlining your rights, repayment terms, and security structures.
Risk management practices, such as diversification and due diligence on counterparties, are also applied to reduce exposure. To maintain transparency, investors receive regular reports and updates via the website, marketlend.com.au investor portal , allowing you to monitor how your funds are being managed and your investment.
While all investments carry a degree of risk, these measures are designed to safeguard your capital and provide peace of mind. However, please be aware that past returns are not a reflection of future returns, and there is a risk of losing all your investment if the investment were to default and there is no recovery.
How does insurance invest?
Insurance companies collect premiums from Marketlend to offer insurance protection againts possible default of the investment. The insurance company Tyndall Insurance Limited is a separate entity offering the insurance, and see FAQ for more information on Tyndall Insurance Limited and its insurance.
What happens if I change my mind?
If you change your mind after making an investment, Marketlend offers a marketplace to sell your investment on the
loan exchange;
however, Marketlend is also willing to offer a buyback of your investment, subject to its liquidity.
What are tokenised assets?
Using blockchain technology, tokenized assets are real-world assets, such as property, bonds, or commodities, that are converted into digital tokens. Each token represents a fraction of ownership in the underlying asset, making it easier for investors to buy, sell, and trade smaller portions without needing to purchase the entire asset. This process increases accessibility, improves liquidity, and allows for faster, more transparent transactions compared to traditional asset ownership.
Can I leave my choice to invest to you?
Yes, you can choose to delegate your investment decisions to us; we have an autobid selection. Through a managed investment service, our professional team will select, monitor, and adjust your portfolio on your behalf, based on your financial goals, risk tolerance, and investment horizon. This approach allows you to benefit from expert knowledge and active management without the need to make day-to-day decisions yourself. You still have full transparency and regular reporting, and you may adjust or review your preferences at any time to ensure your investments remain aligned with your objectives.
How can I sell my investments if needed?
You can sell your investments by accessing the loan exchange, and when your account has a balance stating an amount available to withdraw, you can submit to withdrawal of any amount in this balance. Please note your account must have a balance to enable a withdrawal request through the platform. Withdrawals are typically processed within 24 hours, subject to meeting any anti-money laundering and know your client verification checks.
How can I choose the investment?
Choosing the right investment starts with understanding your personal goals, time horizon, and risk tolerance. If your priority is stability and capital preservation, you may prefer low-risk options available on the Marketlend Marketplace. If you seek higher growth and are comfortable with more volatility, equities, property, or diversified funds may be more suitable. It’s also important to review the track record, fees, and transparency of each investment product before committing.
Many investors benefit from consulting a licensed financial advisor who can provide tailored recommendations and help you align your investment choices with your long-term financial objectives.
Stay updated on investment opportunities & trends
Marketlend acknowledges the Traditional Owners of the land as Australia’s First Peoples and recognises their continuing connection to lands, water and country. We pay our respects to Elders past and present.
Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Terms and Conditions available online or by contacting us. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at marketlend.com.au. Products issued by Marketlend or its trustee unless stated otherwise.
© Marketlend Pty Ltd ABN 19 602 720 856