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Invest Now

Earn high returns by lending
to Australian businesses

Investing in 5 Quick Steps

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    Complete Registration
    and KYC checks

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    Deposit money

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    Invest in New Loans on the
    Marketplace or use Autobid
    to set target investment criteria

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    Buy and Sell Investments
    on Loan Exchange

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    Earn monthly returns
    deposited directly to your
    Investment account

How it works

Opportunities for Registered Investors:
  • Invest in New Loans listed on the competitive-bid Marketplace
  • Buy into existing Loans through the Loan Exchange
  • Set criteria for auto-bidding on new loans so that you don't miss investment opportunities
  • Sell your investments quickly for immediate liquidity through the Loan Exchange
  • Monitor and manage your Marketlend investment portfolio through a comprehensive online dashboard
  • Have visibility of all platform fees paid out of gross monthly interest return
  • View and review borrower credit assessment for each loan
  • Feel confident in the knowledge that Marketlend continually monitors loans and borrowers for credit performance

Are you eligible?

Yes, if you answer yes to any of the below questions
  • Have you experience in investing in similar products?
  • Are you investing more than $500K (AUD)?
  • Are your net assets greater than $2.5M (AUD)?
  • Has your gross income for each of the last 2 years been greater than $250K (AUD)?
  • Are you located overseas - not resident in Australia?


  • 8.39% Actual Annual Rate of Return on Total Insured Portfolio
  • 13.3% Actual Annual Rate of Return on Total Un-Insured Portfolio
  • 11.34% Actual Annual Rate of Return on Total Blended Portfolio


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- The Actual Annual Date covers the period 01/01/2018 – 31/12/2018 (the date range to be update after the payment of interest each month)
- The Actual Annual Rate includes all current Funded and Repaid Loans applicable to the current date range.
- The Actual Annual Rates exclude loans in arrears on penalty interest.

How Marketlend works

Marketlend provides a stable online platform. This is underpinned by protection against loss and fraud. To achieve this we undertake credit checks, establish a grading of expectation of repayment, and facilitate the administration of the loan. This enables us to quickly provide borrowers with access to capital that is normally earmarked for investment with banks, and investors with access to sound investment opportunities.

Transparency is our thing

We charge a platform fee to provide a platform that does all the processing of the investment and mitigates the risk. All transaction costs are also transparent and typically lower than traditional bank loans. This means if you are a borrower, you get lower rates or if you are an investor, potentially stronger returns. There is no reward without risk. However, Marketlend minimises the risks wherever possible.

Investment protection

Marketlend uses the best possible legal protection in this emergent marketplace. This legal protection was well proven throughout the recent global financial crisis. Investors are protected by the fact that Marketlend is the first peer to peer lender to secure every loan in a securitized special purpose company, or trust protected by an independent trustee, Australian Executors Trustee Limited. The IOOF group has been helping Australians secure their future since 1846 and manage and administer more than $121.9 billion of client monies (as at 30 June 2014), and are listed on the Australian Securities Exchange in the ASX top 100 (ASX:IFL).

What does this mean?

It means you have a secured beneficial right in a special purpose company or a secured note with a trustee, an independent company controlling the assets and all monies. Where a trust is used, loans are held in separate legal trusts, or in the case of a special purpose company, it is structured so to protect it from becoming insolvent. All payments have a set payment structure so there is no possible misappropriation, and Marketlend’s parent Tyndall Capital does not process or handle any of the borrowers or lenders money.

Furthermore, Marketlend, a subsidiary of Tyndall Capital Pty Ltd, is constituted as a bankruptcy remote corporate.

What our clients say

"I have been investing with Marketlend for nearly 2 years and am delighted with not only the financial returns but the professionalism of the operations team. Any queries and requests are dealt with promptly. All investment carries a risk but Marketlend has continually demonstrated that they are diligent in their research and support ensuring the maximum safety for my investment. I have recommended Marketlend to friends and family who have all been happy with the results. Thanks Marketlend!"

"I am investing in a very diverse range of Australian companies through the Marketlend platform for my SMSF. I particularly like the ability to pick my level of risk and reward on a case by case basis, and to thus structure a well balanced portfolio."